For small businesses

Easy to start, run and grow your business

#1 SaaS Accounting and payroll products across Europe.

Cloud accounting and payroll that works for the small business owners

Entrepreneurs should use their time for their business, customers and their own happiness.That is why we design our products to work for the entrepreneurs, not the other way around.

Local market leading products

Expenses

Invoicing

Create and send invoices with a few clicks. Follow up with payments and see when you receive payments.

Send invoices easily

Get paid faster

Forecast your income

Expenses

Save receipts with easy-to-use mobile apps. Let automation do the checking, accepting and paying your bills.

Be quick with receipts

Manage your expenses

Work smarter with automation

Expenses

Accounting

Make sure your entries and vat payments are done on time. Choose your accountancy from a wide network of best partners.

Save time with automation

Gain a piece of mind

Collaborate with trusted advisor

Expenses

Cash flow

Always be up to date on how the money flows in and out. Look further ahead and create plans to keep cash flow positive.

See your cash flow

Make better decisions

Ensure positive cash flow

Expenses

Payroll

Make sure payday is a good day. Everything is in place to make payroll easy for you and your employees.

Pay your employees or yourself

Automate payroll routines

Improve employee experience

Expenses

Business

Optimize the day-to-day of your business and inventories. Organize around customers to sell, invoice and manage your work and products.

Reach ambitious goals

Manage your work

Be on top of your inventories

Leading the change to enable small businesses to work with smart tools

1.2m+

customers

20%+

growth rate

20m+

payslips per year delivered by visma

46+

average pNPS on Visma SMB products

Building the future for entrepreneurs

Smart Banking

We create banking connections and solutions that make your workdays easier and smoother.

Credit scoring

When you sell your services or products, we want you to have a full view of your customers' paying behaviour.

Financing and payments

We deliver services seamlessly connected to your selling and invoicing process to make money work for you faster.

Efficient automation

With automation and technology, we aim to remove manual work needed in your daily work.

Better together with our customers

In Visma we have versatile customer base and entrepreneurs working with our software around the Europe. With our local products they can build better business.

See all stories

From chaos to real-time business steering.

Sokrates Kalenderidis, CEO at Foodpartner

Invoicing

From chaos to real-time business steering.

Sokrates Kalenderidis, CEO at Foodpartner

Invoicing

Expenses

Save receipts with easy-to-use mobile apps. Let automation do the checking, accepting and paying your bills.

Be quick with receipts

Manage your expenses

Work smarter with automation

Invoicing

Create and send invoices with a few clicks. Follow up with payments and see when you receive payments.

Send invoices easily

Get paid faster

Forecast your income

Expenses

Save receipts with easy-to-use mobile apps. Let automation do the checking, accepting and paying your bills.

Be quick with receipts

Manage your expenses

Work smarter with automation